Jewelry Insurance

Buying jewelry is a pleasant and delightful experience, often filled with the sentiment and emotion that’s part of the occasion for the purchase. You want your jewelry purchase to be valued and treasured – and protected – for a long time, which is why jewelry insurance makes sense.

Unfortunately, many jewelry buyers and owners are unaware of the need for additional insurance or do not take the time to properly insure their jewelry. In fact, it is estimated that perhaps only half of all consumer jewelry purchases are insured. Furthermore, some industry studies have shown that the jewelry that is insured is often underinsured or improperly insured.

Buying a standalone personal jewelry insurance enables consumers to insure their valuable jewelry independently and apart from their homeowners insurance policy. Because this company specializes in jewelry, they overcome the limitations and exclusions often encountered when trying to insure jewelry with typical homeowners insurance policies.